Sharp

Sharp EL-738C Financial Calculator

2.6 (3 reviews)

The Sharp EL-738C financial calculator simplifies loan, mortgage, and investment calculations with a clear 10-character display.

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Overview

The Sharp EL-738C is a dedicated financial calculator built to handle the calculations that business students, accountants, and financial professionals perform regularly. Its key layout puts standard financial functions front and center — time value of money, amortization, cash flow analysis, net present value, and internal rate of return are all accessible through clearly labeled keys rather than buried in menus. The 10-character display provides clean readability for results, and the overall design prioritizes getting to answers quickly without unnecessary complexity.

For students working through finance or accounting programs, the EL-738C offers an approachable entry point with enough capability to handle coursework problems from introductory to intermediate level. For working professionals, it serves as a reliable desk tool for quick loan comparisons, mortgage calculations, and investment analysis. The compact form factor means it travels easily between office, classroom, and client meetings. While it lacks the multi-line displays and programmability of premium models, the EL-738C delivers the essential financial math toolkit in a focused, no-frills package.

Key Features

Sharp Electroni EL-733A Business Calculator

Specifications

Brand
Sharp
Model
EL-738C
Display
10 Characters
Calculator Type
Financial

Pros & Cons

👍 Pros

  • Dedicated financial function keys provide quick access to TVM, amortization, and cash flow calculations
  • 10-character display shows results clearly without scrolling or truncation
  • Compact size fits comfortably on a desk or in a bag for classroom and office use
  • Straightforward interface is accessible for both students and working professionals

👎 Cons

  • 10-character single-line display is basic compared to multi-line financial calculators
  • No graphing capability for users who need visual data representation
  • Limited programmability compared to higher-end financial calculators
  • Smaller key layout may feel cramped for users with larger hands

Frequently Asked Questions

The EL-738C handles standard financial functions including time value of money (TVM), amortization schedules, net present value (NPV), internal rate of return (IRR), cash flow analysis, and bond calculations.
The EL-738C is commonly used in business and finance courses. Check your specific exam body's approved calculator list, as policies vary by organization and testing program.
It features a 10-character display, providing enough digits for most financial calculations without truncation.
Yes, it has a straightforward key layout and labeled financial function keys that make it accessible for students working through finance, accounting, and business math coursework.
Financial calculators in the Sharp EL series typically use battery power to ensure reliable operation regardless of lighting conditions.